Minimum liability insurance requirements for private passenger vehicles
(California Insurance Code §11580.1b)

• $15,000 for injury/death to one person
• $30,000 for injury/death to more than one person
• $5,000 for damage to property

Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements.

If you cannot afford liability insurance you may be eligible for the California Low Cost Automobile Insurance Program. Additional information is available at www.aipso.com/lc/ or call 1-800-602-8861.

Types of financial responsibility

• A motor vehicle liability insurance policy
• A cash deposit of $35,000 with DMV
• A DMV issued self-insurance certificate
• A surety bond for $35,000 from a company licensed to do business in California.

For information regarding cash deposits, or self insurance, please contact DMV Financial Responsibility Unit, at (916) 657-6520.

To locate a company that issues surety bonds, please contact the Department of Insurance at 1-800-927-4357 or visit insurance.ca.gov.

Vehicle registrations are subject to suspension (CVC §4000.38) when:

• DMV is notified that a policy has been cancelled and a replacement policy has not been submitted within 45 days.
• Insurance information is not submitted to DMV within 30 days of the issuance of a registration card upon initial registration or transfer of ownership.
• The registration is obtained by providing false evidence of insurance